The 2013 Health Care Cost and Utilization Report tracks changes in health care prices, utilization, and spending for people younger than 65 covered by employer-sponsored health insurance (ESI).

Executive Summary

The 2013 Health Care Cost and Utilization Report shows that spending per privately insured grew 3.9% in 2013, as falling utilization offset rising prices.

Key Findings from this Report

  • Health care spending averaged $4,864 per enrollee in 2013, up $183 from the year before.
  • Consumers spent an average of $800 per person out-of-pocket—a 4 percent increase over 2012.
  • Out-of-pocket spending for young women ages 19-25 remained flat.
  • Use of brand prescription drugs, inpatient admissions, and outpatient services declined in 2013. Average prices increased for all three categories, and at higher rates than in 2012.
  • Antidepressants dominated generic prescription drug use, accounting for over 10 percent of all generic drugs used in 2013.